Insurance regulation. [Ballot]

Nov 10, 2025 - The homeowner could ask for up to 180 days if there are delays outside their control . Increases Contents Coverage Payouts in the Event of Total Loss. If a homeowner experiences a “total loss, ” like their home burning down, an insurer must pay for the full amount for covered personal belongings without requiring a detailed list of the belongings.
https://lao.ca.gov/BallotAnalysis/Initiative/2025-020

Insurance regulation. [Ballot]

Sep 30, 2025 - CDI would then have up to 180 days to undo the rate changes. CDI could undo the rates only if they show one or more of the following: There is not a competitive market for the specific type of insurance.
https://lao.ca.gov/BallotAnalysis/Initiative/2025-012