Insurance regulation. [Ballot]

Nov 10, 2025 - Restricts the Ability of Licensed Insurers to Deny Coverage to Homeowners. Insurers could not deny insurance on any home that meets certain home-hardening standards. The Insurance Commissioner would decide what home-hardening standards would need to be me t.
https://lao.ca.gov/BallotAnalysis/Initiative/2025-020

Insurer coverage of medical procedures and medication. [Ballot]

May 15, 2025 - Health Insurers Can Deny or Change Services, With Some Limits. There are some cases when health insurers (including public programs) can deny or change a provider-recommended service to a patient. For example, health plans do not have to cover health care services beyond the state law ’s requirements.
https://lao.ca.gov/BallotAnalysis/Initiative/2025-002

Time limits, environmental reviews, and judicial reviews for certain types of infrastructure projects. [Ballot]

Dec 10, 2025 - The measure would require the lead agency to approve or deny the project at the meeting or hearing. This change could have the ultimate effect of shortening the overall time for environmental reviews compared to current law.
https://lao.ca.gov/BallotAnalysis/Initiative/2025-023

Insurance regulation. [Ballot]

Sep 30, 2025 - Finally, CDI decides to approve, change, or deny the request. CDI often approves a smaller rate increase than requested by the insurer. This process typically takes six months or more. Automobile Insurance Rates Based on Three Main Factors.
https://lao.ca.gov/BallotAnalysis/Initiative/2025-012

A student’s right to a high-quality public education. [Ballot]

Dec 16, 2022 - The measure limits the types of remedies that can be ordered by the court in the event that it deems a law, regulation, policy, or official action as denying students ’ rights to a high-quality public education.
https://lao.ca.gov/BallotAnalysis/Initiative/2022-007

Students’ right to a high-quality public education. [Ballot]

Nov 29, 2021 - The measure limits the types of remedies that can be ordered by the court in the event that it deems a law, regulation, policy, or official action as denying students ’ rights to a high-quality public education.
https://lao.ca.gov/BallotAnalysis/Initiative/2021-033

Local land use planning and zoning. [Ballot]

Sep 1, 2023 - Specifically, the state could not deny funding to cities or counties that opt to enact zoning or land use laws that conflict with state law. Furthermore, the state could not provide a preference in appropriating stat e funding to local governments that choose to conform with state law related to zoning or land use.
https://lao.ca.gov/BallotAnalysis/Initiative/2023-011

Oversight of certain public benefit artificial intelligence (AI) companies. [Ballot]

Jan 20, 2026 - The measure would have the following major fiscal effects: Increased state costs that would likely be in the tens of millions of dollars annually to establish and operate a new regulatory commission overseeing certain public benefit AI com panies.
https://lao.ca.gov/BallotAnalysis/Initiative/2025-033

Gender-affirming medical procedures for individuals under the age of 18 years. [Ballot]

Oct 17, 2023 - For example, California law prohibits health insurance plans from discriminating against transgender patients, including by denying patients access to gender-affirming treatments when the treatments are medically necessary.
https://lao.ca.gov/BallotAnalysis/Initiative/2023-020

Local land use. [Ballot]

Oct 15, 2021 - Specifically, the state could not deny funding to cities or counties that opt to enact zoning or land use laws that conflict with state law. Furthermore, the state could not provide a preference in appropriating state funding t o local governments that choose to conform with state law related to zoning or land use.
https://lao.ca.gov/BallotAnalysis/Initiative/2021-016