How Has COVID-19 Affected Renters and Homeowners?

Jan 19, 2021 - Appendix: Additional Information about Rental Debt Model Overview of Federal Reserve Bank of Philadelphia Model. The national model built by the Federal Reserve Bank of Philadelphia tracks households over the course of the pandemic, adjusting monthly household income downward for job losses and upward for federal stimulus and unemployment insurance (UI) benefits.
https://lao.ca.gov/Publications/Report/4312

The 2025-26 California Spending Plan: Housing, Homelessness and Local Government

Oct 22, 2025 - Under the California Dream for All model, borrowers do not make any payments on their downpayment loan until the home is sold or paid off. At tha t time, they will owe the original loan amount plus a certain percentage of the increase in home value.
https://lao.ca.gov/Publications/Report/5082

Climate Change Impacts Across California - Housing

Apr 5, 2022 - This is in part because the evolution of these risks over time is complicated to model. The lack of widely available maps of the full range of future climate‑driven risks makes it more difficult for decision makers to fully incorporate these risks into their planning activities.
https://lao.ca.gov/Publications/Report/4584

Climate Change Impacts Across California - Crosscutting Issues

Apr 5, 2022 - Increased Risk of Floods Climate models predict that California will experience less frequent but more intense storm patterns in the coming decades, including the state ’s precipitation more frequently falling as rain rather than snow compared to historical trends.
https://lao.ca.gov/Publications/Report/4575